Frequently Asked Questions
General Business Funding
Do you offer funding for startups?
Yes! We provide unsecured funding up to $250,000 for qualified startups.
What is the Funding Range Report?
It’s a personalized estimate of how much you may qualify for based on your prequalification data.
Will applying affect my credit?
No. We use a soft pull for initial assessments.
How does the lender matching system work?
Our smart automation matches your application to the best lenders based on your credit, revenue, and funding type.
How long does funding take?
Many clients receive offers within 24 hours, with funds deposited in 1-3 business days.
What are the minimum requirements to apply for funding?
Generally, you’ll need to be in business for at least 3 months, generate $5,000+ in monthly revenue, and have an active business bank account. Some programs require more, but we also have startup-friendly options.
Is collateral required?
Many of our loan programs are unsecured, meaning no collateral is required. We also offer asset-based funding for those who prefer secured options.
Can I get multiple types of funding at the same time?
Yes, it's possible to layer or combine certain types of funding, such as a revenue-based loan and a business credit card program.
What if I want to earn commissions referring clients?
You can join our affiliate program for free or become a white label partner with BFN Edge.
Is financing available for BFN Edge plans?
Yes! We offer financing options for setup and annual fees to help you get started faster.
What types of business funding do you offer?
We offer SBA loans, revenue-based funding, asset-based funding, equipment financing, merchant cash advances, business credit cards, commercial real estate loans, purchase order financing, invoice factoring, and more.
How many lenders are in your network?
We partner with over 100 top lenders across multiple industries to provide competitive options and flexible terms.
What’s the difference between SBA and revenue-based loans?
SBA loans are government-backed and require strong credit and documentation, while revenue-based loans are faster to fund and based primarily on monthly sales volume.
What is asset-based lending?
Asset-based lending allows you to borrow against business assets like accounts receivable, equipment, or inventory. It's ideal for businesses with valuable assets but tight cash flow.
How does equipment financing work?
You can lease or finance new or used equipment for your business. Loan amounts are based on the equipment value, with terms up to 60 months.
How does the Free Affiliate Program work?
Anyone can join and refer business owners. You get a 25% commission when your referral is funded. No experience or sales calls are required—just share your link.
Referral & Affiliate Program
What’s the difference between the Free Affiliate Program and BFN Edge?
The Free Affiliate Program lets you earn 25% commissions by referring businesses using your unique affiliate link—no setup fee or tech skills needed. BFN Edge is a white-label business-in-a-box system that gives you your own platform, higher commission rates (up to 50%), CRM features, and full control. A: The Free Affiliate Program is for simple referrals. BFN Edge is a white-label CRM and funding platform where you build your own brand, generate leads, and earn higher commissions (up to 50%).
BFN Edge Platform
What tools come with the BFN Edge software?
BFN Edge includes your own white-labeled CRM with unlimited prequalifications, lead tracking, smart document collection, lender-matching automation, SEO and lead gen tools, GMB setup, and more. You can also resell premium add-ons like AI agents and content tools.
You get a private-labeled CRM with prebuilt funnels, automated application and doc collection, affiliate management, lender matching, SEO, lead gen, GMB setup, and much more.
How do I apply for financing for BFN Edge?
During checkout, select the financing option. You’ll be redirected to a third-party application where you can apply and get instant terms.
Can I use BFN Edge without any technical experience?
Yes! Everything is prebuilt and designed to be plug-and-play. We provide onboarding, training, and support to help you succeed.
Still have questions?
We’re here to help. Visit our contact page or call us directly at
(800) 552 6121 to speak with a team member.